4.2 Diversified RWA Asset Categories and Management Models
RAC emphasizes diversification across industries, geographies, and economic cycles to enhance risk hedging and expand yield opportunities. Each asset class is supported by a tailored management framework and valuation model to ensure accurate pricing, secure trading, and sustainable lifecycle performance.
Real Estate Tokenization: RAC supports on-chain registration of residential, commercial, and industrial properties. Valuation models integrate data on location, rental yields, historical sales, and land rights. Assets are tokenized using NFT + fractional ERC-20 structures, enabling flexible investment. The platform also offers off-chain property management integration and automated rent distribution.
Gold and Commodity Assets: Through partnerships with regulated custodians, RAC enables on-chain mapping and proof of ownership for physical gold and other commodities. Market prices are sourced via decentralized oracles and verified by custody and audit documentation. These assets support stablecoin collateralization, inflation hedging, and defensive portfolio construction.
Debt and Receivables Instruments: Includes accounts receivable, bond certificates, and supply chain finance assets. RAC connects to traditional workflows via smart contracts for scheduled repayments, credit scoring, and default alerts. These instruments can be securitized or traded in tranches on-chain.
Art and Collectibles: High-value physical or digital artworks and collectibles are tokenized as NFTs. RAC uses a multi-source appraisal system (e.g., auction house history, expert authentication, price indices) to ensure fair valuation. Insurance, custody, and secondary market liquidity mechanisms are also in place to build institutional confidence.
Green and Carbon Assets: RAC plans to tokenize carbon credits and ESG-aligned project rights. These assets will connect to international carbon markets and be evaluated using SDG-aligned sustainability metrics to attract ESG-focused capital.
Each asset class has its own lifecycle management module on the RAC platform, covering on-chain registration, valuation, trading, state tracking, and exit procedures—all executed via smart contracts. RAC also supports custom portfolio composition strategies for institutional investors and DAO communities.
Through this diversified structure and asset-specific management, RAC delivers a resilient, liquid, and compliant RWA ecosystem with portfolio-level risk control and scalability.
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